During my eighty-seven years, I have witnessed a whole succession of technological revolutions. But none of them has done away with the need for character in the individual or the ability to think.”
Earlier in my career I often volunteered as a guest speaker in State Street Bank’s training program for recent college graduates. I always asked the new hires: how long do you plan on being in the workforce? I wanted to get them thinking about career planning. I also encouraged them to immediately begin retirement planning by participating in...
At the end of October 2023 my colleague, Frank Boland, invited me to a visit with a client. I spent many years communicating with this client via email and phone calls. It was wonderful to finally meet them in person. A few short weeks later, on the day before Thanksgiving, I was at a pub with a friend when I heard the news that Frank had...

Is it possible for seven stocks to represent the economic activity of the other 493? Especially when six of the seven are essentially in the same business. Advertising, communication or both. As we all know, there are 500 stocks in the Standard & Poor’s index. What is less widely known is, the S&P index was introduced in 1957 to the “...

Ours is a unique consumer driven economy. Estimates put it at 60-63% of our GDP. If we were to think of the economy as one large operating business, it would have a 330 million customer base. Such a focus would make it not only the largest business in the world (which it is) but one whose customer base had the highest standard of living. Its...
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